1. borrowing of money without security.
2.borrowing on the basis of guarantee.
3.borrowing against term loans.
4. borrowing against securities on repurchase basis.
Answer:4
1.is an electronic message uniquely identifying the message sender.
2. is a summary of a plain text document.
3. is a reliable third party that authenticates the message sender.
4.is used to identify the owner of a private key and related public key.
Answer 41.is an electronic message uniquely identifying the message sender.
2. is a summary of a plain text document.
3. is a reliable third party that authenticates the message sender.
4.is used to identify the owner of a private key and related public key.
Answer 41. net worth.
2.aggregate time and demand liabilities
3.total investments
4. total assets of a banking company.
Answer 11. net worth.
2.aggregate time and demand liabilities
3.total investments
4. total assets of a banking company.
Answer 11.to transfer money between different parties over a network.
2. to transfer cheque between different parties over a network.
3.to credit money between different parties over a network.
4.to credit cheque between different parties over a network.
Answer 11. 10 types.
2. 9 types
3.8 types
4. 7 types.
Answer 11.Does not bear any liability as he is not a party to the bill.
2. Bears the liability similar to the person for whose honour he accepts the bill. C. .. D.
3. Acts as a surety to the drawee
4.Bears no liability.
Answer 21. branch banking
2.unit banking
3.commercial banking
4.universal banking
Answer 21. A. . revolving credit for certain period.
2.payoff the entire amount of card usage.
3.on-line recover of amount of card usage
4.only amount.
Answer 11.saving deposit
2.current deposit
3.bank deposit
4.. fixed deposit
Answer 41.that of a debtor and creditor
2.that of a creditor and a debtor.
3.primarily that of a debtor and a credit
4.that of a debtor and agent
Answer 31.USA
2.London
3.France
4.Italy.
Answer 21. RBI.
2.ICICI
3.HDFC
4.IOB
Answer 11.. E-bay.
2.Ibibo
3.Facebook
4.Orkut
Answer 11. the cheque is a post dated cheque.
2.the cheque is drawn on another branch of the same bank.
3.the cheque contains an apparent material alteration which is not properly authenticated by the drawer.
4. the cheque bears more than two endorsements
Answer 41. the cheque is a post dated cheque.
2.the cheque is drawn on another branch of the same bank.
3.the cheque contains an apparent material alteration which is not properly authenticated by the drawer.
4. the cheque bears more than two endorsements
Answer 41.. dies.
2.becomes insolvent
3.changes his business premises.
4. becomes insane
Answer 31. cannot be negotiated
2.can be negotiated and the endorsee title is not affected in any case.
3.can be negotiated but the holder of the cheque will not have title better than that of the person from whom he took it.
4. is always deemed as crossed specially
Answer 31. only cash.
2.not only cash.
3.not for cash
4.withdraw cash only.
Answer 21. only cash.
2.not only cash.
3.not for cash
4.withdraw cash only.
Answer 21.After 15 days.
2.After 20 days
3.After a month
4. Immediately through his account.
Answer 41.. electronic card both withdraw and deposit purpose.
2.electronic card only for shop purpose.
3.electronic card only for withdraw purpose.
4.electronic card only for deposit purpose.
Answer 11.bit string giving identity of a correspondent.
2. unique identification of a sender.
3.an authentication of an electronic record by tying it uniquely to a key only a sender knows.
4.an encrypted signature of a sender.
Answer 31.Income tax officer
2.official liquidator
3.court
4.RBI
Answer 31. inland.
2.foreign
3.time
4.clean
Answer 21.. legal mortgage of fixed assets.
2.pledge of goods
3.hypothecation of movable assets equitable mortgage
4.equitable mortgage.
Answer 21. 20per
2.25per
3.30per
4.35per
Answer 31.1934.
2.1946
3.1949
4.1948
Answer 31. A. facilitates the processing of data.
2. helps in transmission of data
3.enables decision support system.
4. is a tool for data mining.
Answer 21.for any purpose
2. for publication in its annual report
3.for taking credit decisions
4. for underwriting the shares of the borrower company.
Answer 31.a recommendation.
2. a guarantee about repayment
3.for taking credit decisions
4.for underwriting the shares of the borrower company.
Answer 41. commercial banking.
2.unit banking
3. branch banking
4. development banking.
Answer 11.15
2.14
3.16
4.17
Answer 11.7
2.6
3.5
4.8
Answer 21.. software.
2.hardware
3.application
4.package
Answer 31. endorser has got a good title.
2.endorsers signature is genuine.
3.previous endorsements are genuine
4.All of the above.
Answer 41.Industrial Credit and Investment Corporation Of India
2.Industrial Credit and Investment Company Of India.
3. Industrial Credit and Investment Co-operation Of India
4. Industrial Credit and Insurance Corporation Of India
Answer 41. State Bank of India.
2. Securities Bank of India.
3.Stock Broking of India
4.Society Bank of India
Answer 11.decided by the bank arbitrarily.
2.linked with another relevant rate.
3.fixed by the Indian banks association
4.notified by the reserve bank of India.
Answer 21.Guarantee of a third party
2.Collateral security
3.Indemnity bond
4.Undertaking from the payee.
Answer 31.. endorsement in blank B. . C. . D.
2. endorsement in full.
3.conditional endorsement
4.restricted endorsement.
Answer 21.debit card payment system is used.
2.customer buys several electronic coins which are digitally signed by coin issuing bank. C.
3.credit card payment system is used
4. RSA cryptography is used in the transactions.
Answer 31.debit card payment system is used.
2.customer buys several electronic coins which are digitally signed by coin issuing bank. C.
3.credit card payment system is used
4. RSA cryptography is used in the transactions.
Answer 31. customer not withdraws coins in various denominations signed by the bank.
2. the bank has a database of issued coins.
3.not issues coins.
4. the bank cannot trace a customer.
Answer 41.open market ratio.
2.cash reserve ratio
3.bank reserve ratio.
4.credit reserve ratio.
Answer 21.monthly
2.quarterly
3.half yearly
4.yearly basis
Answer 21. To perform actions on his / her mobile device.
2.To perform actions on his / her webpage.
3.To perform actions on his / her internet service.
4.To perform actions on his / her pc.
Answer 11. To perform actions on his / her mobile device.
2.To perform actions on his / her webpage.
3.To perform actions on his / her internet service.
4.To perform actions on his / her pc.
Answer 11. Magnetic Ink Character Recognition
2.Magnetic Ink Company Recognition
3.Magnetic Ink Cross Recognition.
4.Magnetic Ink Community Recognition.
Answer 41.Withdrawal of cash anywhere in India
2.Statement of account for a specific period.
3.Transfer of funds from one account to another account.
4.Balance enquiry.
Answer 41. data should be entered without error.
2. the volume of data to be entered is large.
3.the volume of data to be entered is small.
4.information is to be processed periodically.
Answer 21. 1935.
2.1934
3.1933
4.1932
Answer 11. borrowing of money without security.
2.borrowing on the basis of guarantee.
3.borrowing against term loans.
4. borrowing against securities on repurchase basis.
Answer 41. accurate.
2.Actionable
3.Accountable
4.Achievable
Answer 41.11.
2.5
3.6
4.10.
Answer 11. SBI
2.ICICI
3.IOB
4.HDFC
Answer 21.bonds given for collection
2.bonds given for safe custody
3. bonds left by mistake
4.bonds given for safe.
Answer 11.branch banking
2. unit banking.
3.commercial banking
4.universal banking
Answer 11.commercial banking
2.unit banking
3. branch banking
4.development banking
Answer 11.start-up cost.
2.maintenance cost
3.training cost.
4.security cost.
Answer 11.forget signature of drawer.
2. incomplete cheque.
3. insufficiency of funds in the account.
4.any material alteration.
Answer 31.individuals
2.private and public limited companies
3.proprietary concerns
4.banks.
Answer 11.Alteration of crossing.
2. Alteration of place of payment.
3. Conversion of blank endorsement into full endorsement
4.Alteration of the payees name.
Answer 31.Money market
2.Open market
3.Closed market.
4.Credit market
Answer 11. 7 days
2.15 days.
3.30 days.
4. 60 days.
Answer 11. garnishee order.
2.bank order
3. RBI order.
4.. debtor order
Answer 11.the alteration is not apparent.
2.he makes payment in due course.
3.the alteration is immaterial.
4. i & ii together
Answer 41.principal and agent
2.lessee and lessor.
3.debtor and creditor.
4.pledge and pledger.
Answer 31.general crossing
2.. special crossing
3. double crossing.
4.. a/c payee crossing.
Answer 41.general crossing
2.. special crossing
3. double crossing.
4.. a/c payee crossing.
Answer 41. credit card payment.
2.cheque payment
3.electronic cash payments
4.payment of small amounts for internet services.
Answer 11. credit card payment.
2.cheque payment
3.electronic cash payments
4.payment of small amounts for internet services.
Answer 11. credit card payment.
2.cheque payment
3.electronic cash payments
4.payment of small amounts for internet services.
Answer 11.credit card payment
2.cheque payment.
3.electronic cash payments.
4.payment of small amounts for internet services
Answer 31. EDIFACT
2.EDI
3.ISO
4.BIS
Answer 11. EDIFACT
2.EDI
3.ISO
4.BIS
Answer 11. EDIFACT
2.EDI
3.ISO
4.BIS
Answer 11.electronic delivery
2.Courier
3.Door delivery.
4. Post delivery.
Answer 11. December 2, 1991.
2.December 1, 1991
3.December 3, 1991.
4.December 4, 1991
Answer 11. Dr. Rangarajan committee.
2.Narashimham committee
3.Rajendran committee
4.Govindarajan committee.
Answer 11.. To convert a bearer cheque into an order cheque.
2. To convert an open cheque into a crossed cheque.
3.. To convert general crossing into special crossing
4. To make a specially crossed cheque into generally crossed cheque.
Answer 41.Satyam online
2.BSNL
3.MTNL
4.VSNL.
Answer 41.The payee.
2.The paying banker
3.The endorser
4. The drawer.
Answer 4